About our Program:
Building Hope and Homes…One Family at a Time
Greeley-Weld Habitat for Humanity is an affordable homeownership
program. Our goal is to help households living on modest incomes
realize the full financial and social benefits of owning their own home.
Additionally, each Habitat Homeowner has the satisfaction
of knowing that their monthly mortgage payments contribute to
building even more homes for future Habitat Homeowners.
Find out if you are qualified for our Homeownership Program!
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Residency
You live or have worked in Weld County for at least one year, are US citizens, or are legal permanent residents.-
Must be in the same occupation for one year
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2. Need for Housing
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Current shelter is inadequate – structural defects, lack of heat, maintenance problems, etc.
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Temporary or transitional housing – living with friends or family
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Household is overcrowded (number of persons in each bedroom, number of persons sleeping in rooms other than bedrooms)
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The environment is inadequate – household feels unsafe
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Household currently pays more than 30% of total gross monthly income for housing
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Unable to purchase a home through any other means
3. Ability to Pay
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Able to save $500 toward closing costs
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Must have had any bankruptcy filing discharged four years before applying for a Habitat home
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Monthly debt plus monthly housing cost is less than 40% of gross monthly income.
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No outstanding liens or judgments
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Cannot have owned a home within the last three years (with the exception of mobile homes)
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We serve individuals and households earning between 30-80% of HUD’s area median income (Refer to guidelines below, broken down by annual and monthly income)
4. Be willing to partner with GWHFH
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Agree to complete at least 300 hours of “sweat equity” before closing on your home. Sweat Equity is the hours required to volunteer with Greeley-Weld Habitat for Humanity.
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Agree to maintain your Habitat home in a manner that reflects pride in homeownership.
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Agree to complete a series of homeownership workshops, which include consumer money management, landscaping, seasonal home maintenance, homeowner’s insurance, city codes, and covenants.
APPLICATION PROCESS
COMPLETE APPLICATION
Next, you will complete our Homeownership Application Form, which can be found below.
If you would like a physical application form or need to turn in physical documents, please make an appointment and visit the Greeley-Weld Habitat for Humanity office at 2080 Greeley Mall St, Greeley, CO 80631.
Be sure to have the documents in the list below ready to upload to the form. You can save and return to your application as needed.
HOME INTERVIEW
If you pass the financial review, volunteers will hold a home interview in your current house. They will ask questions about your Willingness to Partner. Next, they will review your Ability to Pay. Then, they will walk through your entire home to see the Need for Housing.
HOMEOWNER PARTNER SELECTION
Lastly, the Homeowner Selection Committee will review all the applications and recommend them to the Board of Directors. Not every family will be selected, but everyone is welcome to reapply in a future application cycle.
*Please Note: Application availability is subject to change or cancellation depending on the prior selection round, land availability, sponsorship, and other events beyond our control. We apologize for any inconvenience this may cause.
Greeley-Weld Habitat for Humanity is an equal housing opportunity provider.
Please direct your questions to our Family Services Director at (970) 351-6766, Ext.105.
APPLICATION REQUIRED ITEMS
For questions or more information, please email Anna Carr, Family Services Coordinator, at Ann@greeleyhabitat.org or call 970-568-5368. For the application to be considered complete, the following items must be uploaded into the online form:
Please prepare to upload the following documents as either PDFs or images:
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Employment Verification
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Download the document and have the employer complete
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Tenant reference letters
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Federal income tax returns for the past two years
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Three months of pay stubs
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OR SSI Award Statements
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For Veterans, please submit a DD-214
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Items of identification
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Applicants and Co-Applicants
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Proof of legal status in the US
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Birth Certificate OR Permanent resident OR US passport OR Certification of US Citizenship; Colorado ID and Social Security Card
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Non-Applicants/Dependents that will live in the home
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Social Security Card and Birth Certificate; If over 18 Colorado IDs
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For dependents over 18 but earning no income, fill out the Certification of Zero Income
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Two letters of Recommendation
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Letters written by people who know you outside of family members, such as a friend, pastor, priest, supervisor, counselor, ect. Please include their full name and a contact number.
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Bank Statements
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Including six months of checking and 3 months of saving accounts for all accounts belonging to Applicant and Co-Applicant (make sure statements are consecutive)
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$50 application fee
