About our Program:
Building Hope and Homes…One Family at a Time
Greeley-Weld Habitat for Humanity is an affordable homeownership
program. Our goal is to help households living on modest incomes
realize the full financial and social benefits of owning their own home.
Additionally, each Habitat Homeowner has the satisfaction
of knowing that their monthly mortgage payments contribute to
building even more homes for future Habitat Homeowners.
Program Qualifications
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Residency
Live or work in Weld County for a minimum of 1 year, are a US citizen, or a legal permanent resident
2. Need for Housing
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Current shelter is inadequate – structural defects, lack of heat, maintenance problems, etc
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Temporary or transitional housing – living with friends or family
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Household is overcrowded (number of persons in each bedroom, number of persons sleeping in rooms other than bedrooms)
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The environment is inadequate – household feels unsafe
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Household currently pays more than 30% of total gross monthly income for housing
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Unable to purchase a home through any other means
3. Ability to Pay
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Able to save $500 toward closing costs
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Must have had any bankruptcy filing discharged 4 years prior to applying for a Habitat home
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Monthly debt plus monthly housing cost is less than 40% of gross monthly income
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No outstanding liens or judgments
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Cannot have owned a home within the last 3 years (with the exception of mobile homes)
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We serve individuals and households earning between 30-80% of HUD’s area median income (Refer to guidelines below, broken down by annual and monthly income)
4. Be willing to partner with GWHFH
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Agree to complete a minimum of 300 hours of “sweat equity” prior to closing on your home (per adult) Sweat Equity is the hours required to volunteer with Greeley-Weld Habitat for Humanity
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Agree to maintain your Habitat home in a manner that reflects pride in homeownership
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Agree to complete a series of homeownership workshops which include: consumer money management, landscaping, seasonal home maintenance, homeowner’s insurance, city codes, and covenants
APPLICATION PROCESS
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Estimated timeline for program approval – 12 weeks
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Estimated timeline to move-in – 12 to 24 months
COMPLETE APPLICATION
Next, you will turn in your completed application and accompanying documents to the Greeley-Weld Habitat for Humanity office located at 2080 Greeley Mall St, Greeley, CO 80631.
HOME INTERVIEW
If you pass the financial review, volunteers will hold a home interview in your current house. They will ask questions about your Willingness to Partner. Next, they will review your Ability to Pay. Then, they will walk through your entire home to see the Need for Housing.
HOMEOWNER PARTNER SELECTION
Last, the Homeowner Selection Committee will review all of the applications and make their recommendation to the Board of Directors. Not every family gets selected. However, everyone is welcome to reapply in a future application cycle.
*Please Note: Application availability is subject to change or cancellation depending on the prior selection round, land availability, sponsorship and other events beyond our control. We apologize for any inconvenience this may cause.
Greeley-Weld Habitat for Humanity is an equal housing opportunity provider.
Please direct your questions to our Family Services Director at (970) 351-6766, Ext.105.
