Our Programs

Homeownership Program

How does the program work?

Habitat is a HOMEOWNERSHIP program designed to give low-income families the opportunity to purchase a home. Through volunteer labor and the generous donation of money and materials, we build simple decent homes with qualified partner families. Homes are then SOLD to the partner family at zero profit and financed with a zero percent interest loan. These homeowners’ payments are then used to build other Habitat homes.

Habitat is a hand up, not a hand out. In addition to a down payment and monthly mortgage payments, each family invests a minimum of 500 hours of “sweat equity” as they build their home. This affords each family the opportunity to be a part of the home construction process.

How do I qualify for a Greeley Habitat home?

All approved partner families must:

  1. Demonstrate Need- Families must be in need of adequate housing (must currently reside in substandard housing or the family’s current housing is not affordable)
  2. Have the ability to pay for their home - see table for required earnings
  3. Be willing to invest a minimum of 500 hours of “sweat equity” - Future homeowners work alongside volunteers and Habitat staff to build their homes. Homeowners are also required to complete a series of 4 educational workshops
  4. Be a citizen or legal permanent resident

Income Guidelines

We currently build 2, 3, and 4 bedroom single-family homes. Below are the income guidelines for these homes.

Income guidelines are based on HUD figures and are adjusted yearly
Bedrooms Minimum Income/year Maximum Income/year
2 $16,500 $37,900
3 $17,500 $37,900
4 $18,500 $37,900

Application Process and Additional Information

If you are interested in applying for a Greeley Habitat home and think that you might qualify , feel free to print Application for Housing Part I and Part II. Once you have completed the application, you can mail it along with any additionally requested information to:

Greeley Area Habitat for Humanity (GAHFH)
104 N. 16 th Avenue
Greeley, CO 80631

If you would like to know more about how the family selection process works, please take a look at the Family Selection General Overview Document.

For more detailed information about this process please review the Family Selection Process document.

If you have questions about applying or are unable to print the application please email our Volunteer Coordinator or call (970) 351-6766 ext. 10.